Larry Pieniazek's LEGO® Factoring Service    

NOTICE of Price Changes

Note: To qualify for this discounted rate, the payment must in the email generated by X, or in a follow up email by payee clearly describe the specific transaction in sufficient detail for me to easily correlate it (buyer, seller identification should usually suffice.) Otherwise the standard rate applies.

Note: to qualify for this discounted rate, the buyer must already have an X or Paypal account, or must get one and give me the referral bonus. Getting one after I prod them by email, but not giving me the bonus (which they get 1/2 of) disqualifies. So it's up to the seller to do the prodding in advance unless I for sure get the bonus. Once they stop paying referral bonuses, this waiver is null.

I reserve the right to subtract 1/2 the bonus from the completed transaction if somehow I don't get it after it was agreed I would, whether that is X or PayPal's fault, or someone else's

Note: My discretion on the latter. No appeal. You're paying an extra fee because it takes more steps and more paper handling than X or PayPal.

Note: My discretion on this. No appeal. You're paying the same extra fee as above, plus another fee because I have to drive somewhere to do it and wait for it to clear.

Note: To qualify for this rate the payment must be in a "form the factoree can readily accept". This varies by country. More detail here later, but for example, in the UK, cheques are preffered. In Japan, Furikimi is preferred, in Germany direct bank transfer is preferred. Check first.

Note: In no case will Factoree lose money due to exchange rate losses. That has been happening and it's not acceptable. Any exchange rate loss will have to be borne by Payer or Payee, not Factoree.

Factoree's discretion on this. No appeal.

Note: Factoree's call on this. No appeal. If the factoree said it didn't go well, you lose.

I will put info in the email generated by X or PayPal, or in a follow up email by payee clearly describe the specific transaction in sufficient detail for the seller to easily correlate it. (buyer, seller identification should usually suffice.)

Note: to qualify for this discounted rate, the seller must already have an X or Paypal account, or must get one and give me the referral bonus. Getting one after I prod them by email, but not giving me the bonus (which they get 1/2 of) disqualifies. So it's up to the buyer to do the prodding in advance unless I for sure get the bonus. Once they stop paying referral bonuses, this waiver is null.

I reserve the right to subtract 1/2 the bonus from the completed transaction if somehow I don't get it after it was agreed I would, whether that is X or PayPal's fault, or someone else's

Note: In no case will Factoree lose money due to exchange rate losses. That has been happening and it's not acceptable. Any exchange rate loss will have to be borne by Payer or Payee, not Factoree.

Factoree's discretion on this. No appeal.

This also applies to an X or Paypal that doesn't qualify for standard rates because I have to go digging for what it applies to, or prod the seller into accepting. (an example here would be if the X or PayPal ID is not clearly marked in the factoring form and I have to mail someone to ask what it is.)

Note: My discretion on the latter. No appeal.

This is not completely safe, but I haven't lost one yet and I will do it if you insist. You're paying for me to come up with something to wrap the cash into.

Note: Cash transmission risk is on the person requesting the transmission NOT me. Don't do it if you don't trust your seller.

Note: I can refuse to do this. No reason need be given. No appeal.

This is not completely safe, but I haven't lost one yet and I will do it if you insist. You're paying for me to come up with something to wrap the cash into and because postage is quite a bit higher.

Note: Cash transmission risk is on the person requesting the transmission NOT me. Don't do it if you don't trust your seller.

Note: This is NOT the "send cash directly to a factoree" below under Factoree Specific Fees

Note: I can refuse to do this. No reason need be given. No appeal.

I HATE MONEY ORDERS!!!

If you make me use them you are going to pay through the nose for it. Part of the fee is my cost for the money order, part is because it annoys me.

Note: I can refuse to do this. No reason need be given. No appeal.

I HATE MONEY ORDERS!!!

If you make me use them you are going to pay through the nose for it. Part of the fee is my cost for the money order, part is because it annoys me.

Note: I can refuse to do this. No reason need be given. No appeal.

Note: This assessment is entirely at my whim. Mo appeal. I assess it against whoever currently has money on the table since it's an after transaction fee, so the seller may have to come after the buyer for it later.

Note: This assessment is in addition to the payment fee, which will usually be the discounted payment fee (ala X or PayPal)

Note: This fee is at the Factoree's discretion, who can choose to waive or apply it before the transaction commences, but won't change to imposing it after the transaction is under way. No appeal.

Note: In no case will Factoree lose money due to exchange rate losses. That has been happening and it's not acceptable. Any exchange rate loss will have to be borne by Payer or Payee, not Factoree.

Factoree's discretion on this. No appeal.

Note: Although I don't charge fees, I DO reserve the right to refuse to use a particular mechanism. For instance I may decline to do a money order. However I will always have one mechanism available to you.

Note: This fee only applies if no other fee would apply. Usually another one does, about the only time this one applies is when one Factoree wants to transfer money to another one with no one else involved.

Note:This is subject to arbitrarily large delays.

Note:This is subject to arbitrarily large delays.

Note:This is subject to arbitrarily large delays.

Note: If you briefly go over, or if I forget, I may not impose this. Any such omission is not to be construed as a waiver of right to impose on future occurances, and further I reserve the right to impose it later for balance spans that qualify without specific notice.

Note: Previously the threshold was 1000, but interest was collected on the entire balance. I will not recalculate previous balances but will switch at the earliest opportunity.

Note: If you briefly go over, or if I forget, I may not realise. Any such omission is inadvertant and if you ask politely I will credit you. However I do reserve the right for very small amounts to not do so

Note: Previously the threshold was 1000, but interest was credited on the entire balance. I will not recalculate previous balances but will switch at the earliest opportunity.